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Federal Pell Grants, Hope Scholarship, Fulbright Scholarship, Apply for Grants

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Can I get a Student Loan with Bad Credit?
If you have bad credit, you may be reluctant to start a college education for fear that you won’t qualify for a student loan to pay for school; but fear not! If you have bad credit, you have several options for getting a student loan. Federal loans and private loans (with or without a co-signer) are avenues to pursue to help pay for school.

Federal loans, both Stafford and Perkins loans, are available for students with bad credit. These student loans for bad credit are ideal for nearly all students, including those with bad credit because they are easy to obtain, offer low interest rates, and have flexible repayment terms. Generally, repayment is not required until after graduation so the chance that you will have a better job making enough money to afford the monthly payments of …

What are Direct Student Loans?
Direct Student Loans are funds made available to students and parents to help pay for college. Direct student loans are low-interest loans, and while the lender is the U.S. Department of Education, individuals may work with a private business who releases the funds or directly with the federal government. Direct student loans include subsidized, unsubsidized, and parent-only loans. These loans are simple to apply for, and unlike other forms of financial aid, are not based on financial need. These funds must be paid back after graduation; however, there are payment programs, opportunities to consolidate multiple loans, and loan forgiveness programs for qualifying individuals.

 

 A major benefit to direct student loans as opposed to private education loans is that these loans are funded through the federal government. Generally, the interest rate on direct student loans are considerably lower than privately made loans, can be …

What is Student Loan Consolidation
Student loan consolidation combines all your student loans and often lowers your monthly payment. If you spent four or more years in college, you are likely to have a number of student loans from subsidized to unsubsidized, Stafford and Perkins loans, and perhaps some privately-funded student loans as well. After graduation, you enter the repayment period and each loan requires a monthly payment. Not only can keeping track of several (or more) monthly payments be difficult, each loan’s minimum payment may become a financial burden when they are added together each month.

Consolidating your student loans is a lot like consolidating any other debt. A new loan is taken out to pay off all existing student loans so that only one monthly payment is made each month to the new lender. There are many benefits and a few disadvantages to this option …

Finding Scholarships for Minorities
Finding scholarships for minorities is just like finding any other scholarship, except these types of scholarships are given to individuals meeting specific conditions such as race or ethnicity. Scholarships for minorities are meant to help individuals pay for college. Since minority students are generally underrepresented in colleges today, there is a wide range of scholarships available to help offset the cost of a post-secondary education.

Take a few moments to talk with your high school guidance counselor or financial aid officer who should be able to recommend at least several minority scholarship programs. These individuals can also help you gather documentation you may need to apply for scholarships, such as letters of reference and school transcripts.

Scholarships for Nursing Students
Nursing is one of the fastest growing industries in the country as advanced technology and an aging population has created a huge demand for nurses, and in an effort to attract more qualified nurses to the field, scholarships for nursing students are plentiful. Scholarships for nursing students may be generalized or specific in order to attract minority students or those interested in a specialized field. No matter what, you should be able to find multiple nursing scholarships that match your needs.
Undergraduate Nursing Scholarships
Graduate Nursing Scholarships
Undergraduate nursing scholarships are available from a variety of sources, and will likely continue to increase for as long as the nursing shortage is existent. These scholarships may come from a specific school, private organization, and even the federal government. Each type of scholarship has it’s own unique qualifications and application process so it’s important to read the application instructions …

Finding College Scholarships for Women
Despite the fact that today more women than men are entering college, there is still a gender-gap when it comes to certain professions and high-level positions. In an effort to combat this disparity, there are a number of college scholarships for women. Finding college scholarships for women can be easy! You should discuss potential opportunities with your high school guidance counselor, college adviser, or your school’s financial aid office. An internet search may also yield numerous results.

There are many types of college scholarships for women. Some are generalized awards for all women to apply, while others are major- or interest-specific. Other scholarships for women may have additional criteria, such as non-traditional students, women from minority groups, women with children, and so on. There are so many college scholarships for women that the list is nearly endless.
Graduate Scholarships for Women
Graduate scholarships for …

About Free College Grants for Women 
Free college grants for women are an excellent way for female students to offset the cost of a college education and minimize the amount of loans necessary to pay for school. Despite statistics showing that more women finish undergraduate degrees than men, many involved with education still believe that colleges are not doing enough to support their female students, fail to recognize that many female students are likely to also be non-traditional students, and fail to encourage women to join underrepresented fields. 

There’s an almost immeasurable amount of college grants available to college students, and many are gender- or interest-specific grants that limit the number of students who are eligible for them. Since many feel the importance of empowering women, there’s an incredible amount of college grants for women. These grants do not need to be repaid, unlike federal and …

What is the Fulbright Scholarship? 
The Fulbright Scholarship was established in 1946 as a way to foster understanding and mutual respect between Americans and other citizens of the world. The Fulbright Scholarship is sponsored by the federal government and falls under the jurisdiction of the U.S. Department of State’s Bureau of Educational and Cultural Affairs. Fulbright Scholars, also known as “Fulbrighters”, are encouraged to teach, research, study, and collaborate with others on important international issues. Currently, there are nearly 300,000 Fulbright Scholars world-wide, with approximately 110,000 individuals from the United States, and around 7,500 Fulbright Scholarships are awarded annually. 
Fulbright Scholarship Eligibility Requirements 
The Fulbright Scholarship’s eligibility requirements may seem to reflect the elite nature of the scholarship itself. Those eligible to apply for the Fulbright Scholarship must hold a B.A. Degree (or equivalent); however, individuals with four years of extensive experience in their field may be considered without …

What is a Hope Scholarship?​
 

The Hope Scholarship is a tax credit aimed at making post-secondary education more attainable for everyone. The Hope Scholarship is a tax credit of $1800 available for the first two years of college. 

Note that there are several programs that offer money for college under the name “Hope Scholarship”. The federally-funded Hope Scholarship is discussed here; however, be sure to check if additional Hope Scholarship funds are available in your state. For example, if you are a legal resident of Georgia, you may qualify for a HOPE (Helping Outstanding Pupils Educationally) Scholarship which covers tuition and fees for most programs of study, as well as $100 to help offset the cost of books and materials. 

Hope Scholarship Requirements 

Since the Hope Scholarship is not a traditional scholarship where funds are dispersed directly to the school, the Hope Scholarship requirements are a bit different. The scholarship …

What is a Pell Grant?
A Pell Grant is a need-based, federally sponsored program for students seeking a Bachelor’s degree. Some graduate level programs are also eligible for Pell Grants, but this is a very limited field. The maximum reward for a Pell Grant is $5,500 per year, but the amount is dependent on financial need and other factors, such as the cost of attendance. Unlike a loan, the Pell Grant does not need to be paid back. Another factor that makes the Federal Pell Grant unique is that unlike other financial aid funding, a school does not have to decide which students to award the money to: Every student who is eligible for Pell Grant funding will receive the money.
Federal Pell Grant Eligibility
You must fill out the FAFSA form (Free Application for Federal Student Aid) in order to determine Federal Pell Grant Eligibility. Your school …