How Should You Start Planning for College

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How Should You Start Planning for College?

There is a dizzying array of options to consider when planning to send your child for college? When and where should should start?

In answer to the question “When,” start planning today. It is never too early to start planning for your child’s education. The “where” will depend on how old your child is and how much time you have to save for college.

Birth to Age 12

If your child is young, you will have more time to save for their education. Research education savings plans and start saving right away. Also sign up for affinity program, such as UPromise. Every little bit helps.

Helpful Resources for Early College Savers

Loyalty and Affinity Programs

Ages 13 and Up

While 13 may be a little too early for your child to decide on which college they want to go to, it is a good time to start making a list of possibilities. If your child is approaching high school and you are just starting on a college fund, you most likely will need to supplement your savings with student loans and financial aid.

Start checking with the colleges you are focusing on for work study options and get experience during high school in those areas to be more competitive.

Ask about scholarships available at the college and beef up your extra curricular activities in order to be a front runner.

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